What is an excess?

When you joined your health fund, you chose an excess amount that acts as your upfront contribution towards your procedure's cost. This amount is predetermined by your health fund, and because policies vary, we can only provide specific details about your excess two working days before your surgery. This arrangement ensures that you are aware of your financial responsibilities well in advance.

An excess is the initial amount you agree to contribute toward the cost of your procedure, as set by your health fund.